AmeriMerchant 2nd Chance Capital
AmeriMerchant's cash advance program helps banks keep their clients by providing an alternative financing option at no risk to you

Said One Banker:

Many people just don’t have the credit opportunity to qualify, even through the SBA. At my bank, they need a credit score of 640, together with a business plan—and they need to be operating for 2 years. Rather than lose a customer, I’d much prefer to offer them another alternative.

Have you recently had to decline a loan but were fearful that you damaged your relationship with your client because of the inability to fund? AmeriMerchant and 2nd Chance Capital can help you satisfy customer’s needs for working capital by providing an alternative financing solution at no risk to you or your bank.
How the Program Works:
AmeriMerchant can provide your clients with a merchant cash advance of up to $200,000 per business location to most types of businesses. An alternative to a small business loan, AmeriMerchant’s 2nd Chance Capital program provides funding against all future credit card sales including Visa, MasterCard, American Express, and Discover.

AmeriMerchant is one of the largest providers of merchant account financing in the country, purchasing future credit card sales at a discount so your clients can receive funding today.
AmeriMerchant's 2nd Chance Capital program offers the following benefits:
  • No Application Fees and No Annual Fee
  • High Approval Rate and Easy Renewals
  • Completely Unsecured Funding with No Personal Guarantee
  • Fast Application Decision
  • Fast and Easy Access to Funds
  • Flexible Payback

To learn more, visit or call 1-800-267-3790.